杠杆率 (gànggǎnlǜ) refers to the leverage ratio, a financial metric used to assess the level of debt versus equity in a company. It indicates how much debt a company uses to finance its assets and can reveal the financial risk associated with its capital structure. A higher leverage ratio typically implies greater risk, as it suggests that a company relies heavily on borrowed funds.
HSK 7, 24 strokes, Hard
gànggǎnlǜ(gang4gan3lv4) T4
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May 27, 2026
杠杆率gànggǎnlǜ(gang4gan3lv4)
杠杆率 (gànggǎnlǜ) refers to the leverage ratio, a financial metric used to assess the level of debt versus equity in a company. It indicates how much debt a company uses to finance its assets and can reveal the financial risk associated with its capital structure. A higher leverage ratio typically implies greater risk, as it suggests that a company relies heavily on borrowed funds.
Strokes24Frequency#—DifficultyHard
Cultural Note
In Chinese business culture, understanding杠杆率 is crucial for evaluating investments and making strategic decisions, especially in a rapidly growing economy where leveraging capital can lead to significant gains or losses.
Memory Tip
Imagine a seesaw (杠杆) with a heavy weight on one side (debt) and a lighter weight on the other (equity). The balance point (率) represents the ratio of these weights, helping you visualize how leverage works in finance. The sounds 'gàng' and 'gǎn' can remind you of 'gaining' more strength (leverage) with a heavier load.
About 杠杆率
杠杆率Simplified
24Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#—Frequency Rank
HSK 3.0L7AdvancedCEFRC2
Podcast: 杠杆率
Podcast: 杠杆率
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AI Study Notes for 杠杆率
Memory Mnemonic
Imagine a seesaw (杠杆) with a heavy weight on one side (debt) and a lighter weight on the other (equity). The balance point (率) represents the ratio of these weights, helping you visualize how leverage works in finance. The sounds 'gàng' and 'gǎn' can remind you of 'gaining' more strength (leverage) with a heavier load.
Usage Notes
杠杆率 is used primarily in financial contexts, so it may not be appropriate in casual conversation. Be careful with the pronunciation, ensuring the tones are correct: gàng (4th tone) and gǎn (3rd tone) are critical to convey the right meaning. Common collocations include '提高杠杆率' (increase the leverage ratio) and '降低杠杆率' (reduce the leverage ratio).
HSK Study Tips
As a HSK 7 word, focus on understanding its application in financial analysis. Relate it to other HSK 7 vocabulary like 资本 (zīběn, capital) and 财务 (cáiwù, finance) to build a broader financial lexicon. Familiarity with basic financial concepts will aid comprehension.
Cultural Note
In Chinese business culture, understanding杠杆率 is crucial for evaluating investments and making strategic decisions, especially in a rapidly growing economy where leveraging capital can lead to significant gains or losses.
Common Mistakes
Learners often confuse 杠杆率 with other financial terms like 资本率 (capital ratio). Remember that 杠杆率 specifically refers to leverage, not just capital structure. For example, saying '我想知道公司的资本率' instead of '我想知道公司的杠杆率' is incorrect if you are asking about leverage.
AI-enhanced 2026-05-27
Pronunciation of 杠杆率
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Cultural Notes for 杠杆率
🏮Cultural insight
In Chinese business culture, understanding杠杆率 is crucial for evaluating investments and making strategic decisions, especially in a rapidly growing economy where leveraging capital can lead to significant gains or losses.
Frequently Asked Questions about 杠杆率
It shows the proportion of debt used to finance a company's assets, indicating potential financial risk.
It is typically calculated by dividing total debt by total equity.
Not necessarily; while it indicates higher risk, it can also suggest a company is effectively using debt to grow.
