宏观审慎 (hóngguānshěnshèn) refers to 'macroprudential' regulation in finance, which aims to ensure the stability of the financial system as a whole. It focuses on mitigating systemic risks and preventing financial crises, rather than solely concentrating on the safety of individual financial institutions.
HSK 7, 32 strokes, Hard
hóngguānshěnshèn(hong2guan1shen3shen4) T2
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May 27, 2026
宏观审慎hóngguānshěnshèn(hong2guan1shen3shen4)
宏观审慎 (hóngguānshěnshèn) refers to 'macroprudential' regulation in finance, which aims to ensure the stability of the financial system as a whole. It focuses on mitigating systemic risks and preventing financial crises, rather than solely concentrating on the safety of individual financial institutions.
Strokes32Frequency#—DifficultyHard
Cultural Note
The concept of 宏观审慎 is particularly relevant in the context of China's rapid economic growth and the need for regulatory frameworks that prevent financial bubbles and ensure stability in a transitioning economy.
Memory Tip
Think of a giant (宏) eagle (观) carefully inspecting (审) a vast landscape (慎) to ensure everything is stable. This imagery connects the idea of broad oversight with the vigilance needed to maintain financial stability.
About 宏观审慎
宏观审慎Simplified
32Strokes
—Radical
成语chéngyǔidiom (id.)Part of Speech
#—Frequency Rank
HSK 3.0L7AdvancedCEFRC2
Podcast: 宏观审慎
Podcast: 宏观审慎
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AI Study Notes for 宏观审慎
Memory Mnemonic
Think of a giant (宏) eagle (观) carefully inspecting (审) a vast landscape (慎) to ensure everything is stable. This imagery connects the idea of broad oversight with the vigilance needed to maintain financial stability.
Usage Notes
This term is often used in formal discussions among finance professionals and policymakers. Be careful with the pronunciation, especially the third tone in '审' which can easily be mispronounced. Common collocations include 宏观审慎政策 (macroprudential policy) and 宏观审慎监管 (macroprudential regulation).
HSK Study Tips
At HSK Level 7, students should focus on understanding financial terminology and its implications in economic discussions. This word connects with other financial terms like 风险 (risk) and 监管 (regulation) that are essential for higher-level discourse.
Cultural Note
The concept of 宏观审慎 is particularly relevant in the context of China's rapid economic growth and the need for regulatory frameworks that prevent financial bubbles and ensure stability in a transitioning economy.
Common Mistakes
Learners often confuse 宏观审慎 with other similar terms like 微观审慎. For example, saying '我支持微观审慎政策' (I support microprudential policy) when they mean macroprudential policy can lead to misunderstandings. Always remember the context of financial stability when using 宏观审慎.
AI-enhanced 2026-05-27
Pronunciation of 宏观审慎
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Cultural Notes for 宏观审慎
🏮Cultural insight
The concept of 宏观审慎 is particularly relevant in the context of China's rapid economic growth and the need for regulatory frameworks that prevent financial bubbles and ensure stability in a transitioning economy.
Frequently Asked Questions about 宏观审慎
宏观审慎 focuses on the stability of the financial system as a whole, while 微观审慎 emphasizes the safety and soundness of individual financial institutions.
You will likely encounter this term in discussions about economic policy, financial regulation, and during reports from financial institutions.
No, 宏观审慎 is more commonly used in professional and academic discussions rather than in everyday conversation.
