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货币 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
货币huòbìcurrencyHSK 6, n, rank #10130, Hard
货币huòbìmonetaryHSK 6, n, rank #10130, Hard
货币huòbìmoneyHSK 6, n, rank #10130, Hard
huòbì(huo4bi4) T4
  1. 1currency
  2. 2monetary
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March 24, 2026
货币(貨幣)huòbì(huo4bi4)

货币 (huò bì) refers to the medium of exchange used in transactions, specifically money in a formal sense. It encompasses different forms of currency, including coins and banknotes, and is essential for trade and economic activities in society.

Frequency#10130DifficultyHard
Cultural Note

In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.

Memory Tip

Imagine a 'huge bee' buzzing around with coins and bills instead of honey. The sound 'huo' sounds like 'huge', and 'bi' can remind you of 'bee'. Visualize this bee collecting and distributing money, representing currency.

Meanings of 货币

huòbì(huo4bi4)
1currency
2monetary
Exercise 1 of 2

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About 货币

货币Simplified
貨幣Traditional
Strokes
Radical
名词míngcínoun (n.)Part of Speech
#10130Frequency Rank
HSK 2.0L6HSK 3.0L6AdvancedBCTCEFRC2

Podcast: 货币

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Podcast: 货币

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AI Study Notes for 货币

Quick Contrast

现金 (xiànjīn) - use 货币 (huòbì) for a broader, formal reference to all types of currency, while 现金 (xiànjīn) specifically refers to cash.

Memory Mnemonic

Imagine a 'huge bee' buzzing around with coins and bills instead of honey. The sound 'huo' sounds like 'huge', and 'bi' can remind you of 'bee'. Visualize this bee collecting and distributing money, representing currency.

Usage Notes

Be cautious with the pronunciation of '货币'; the tones are crucial for correct understanding. In formal contexts, you may encounter it in economic discussions or financial documents, whereas in informal contexts, people might simply say 钱 (qián) for money. Common collocations include 货币政策 (monetary policy) and 货币兑换 (currency exchange).

HSK Study Tips

As an HSK Level 6 word, 货币 connects with other finance-related vocabulary like 经济 (economy) and 市场 (market). Students should focus on understanding its usage in economic contexts and practice constructing sentences that involve monetary transactions.

Cultural Note

In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.

Common Mistakes

Learners often confuse 货币 with 钱, thinking they are interchangeable, but 货币 is more formal. For example, saying '我需要货币' (I need currency) in a casual context might sound strange; instead, use '我需要钱'.

AI-enhanced 2026-03-24

Pronunciation of 货币

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Component Characters

huògoods
HSK 48 strokes
View full entry
money
HSK 34 strokes
View full entry

Write 货币

Practice writing 货币 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

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Grammar Patterns of 货币

货币 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.

Exercise 1 of 4

Complete the Sentence

西班牙的当务之急是签署《欧洲经济和____联盟条约》。

Spain's top priority is the signing of an EMU treaty.

Example Sentences for 货币 (10)

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1
西班牙的当务之急是签署《欧洲经济和货币联盟条约》。

xī bān yá de dāng wù zhī jí shì qiān shǔ《 《 ōu zhōu jīng jì hé huò bì lián méng tiáo》。

Spain's top priority is the signing of an EMU treaty.
2
通货膨胀使得卢布变成了毫无价值的货币。

tōng huò péng zhàng shǐ dé lú bù biàn chéng le háo wú jià zhí de huò bì。

Inflation has turned the rouble into a toytown currency.
3
流通领域的货币供应量一夜骤减。

liú tōng lǐng yù de huò bì gōng yīng liáng yī yè zhòu jiǎn。

The supply of money in circulation was drastically reduced overnight.
4
把英镑与欧洲其他货币合并会引发许多难题。

bǎ yīng bàng yǔ ōu zhōu qí tā huò bì hé bìng huì yǐn fā xǔ duō nán tí。

Integrating the pound with other European currencies could cause difficulties.
5
他们相信控制货币供应量会减少通货膨胀。

tā mén xiāng xìn kòng zhì huò bì gōng yīng liáng huì jiǎn shǎo tōng huò péng zhàng。

They believed that controlling the money supply would reduce inflation.
6
这将会造成数种欧洲货币的贬值。

zhè jiāng huì zào chéng shù zhǒng ōu zhōu huò bì de biǎn zhí。

It will lead to devaluation of a number of European currencies.
7
英镑对大多数其他货币的汇率有望继续升高。

yīng bàng duì dà duō shù qí tā huò bì de huì shuài yǒu wàng jì xù shēng gāo。

The pound is expected to continue to increase against most other currencies.
8
除了英镑以外,其他货币普遍都升值了。

chú le yīng bàng yǐ wài, , qí tā huò bì pǔ biàn dū shēng zhí。

There was a general revaluation of other currencies but not the pound.
9
货币兑换成本仍是跨境贸易的最大障碍之一。

huò bì duì huàn chéng běn réng shì kuà jìng mào yì de zuì dà zhàng ài zhī yī。

Currency-conversion costs remain one of the biggest obstacles to cross-border trade.
10
玛格丽特·撒切尔对于货币主义的拥护最终使通货膨胀在20世纪八十年代降了下来。

mǎ gé lì tè· · sā qiē ěr duì yú huò bì zhǔ yì de yōng hù zuì zhōng shǐ tōng huò péng zhàng20 zài 20 shì jì bā shí nián dài jiàng le。

Margaret Thatcher's espousal of monetarism eventually brought inflation down in the early 1980s.

Cultural Notes for 货币

🏮Cultural insight

In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.

Frequently Asked Questions about 货币

货币 refers to the formal concept of currency used in economic transactions, while 钱 is a more general term for money that can refer to both currency and informal money.