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March 24, 2026
货币(貨幣)huòbì(huo4bi4)
货币 (huò bì) refers to the medium of exchange used in transactions, specifically money in a formal sense. It encompasses different forms of currency, including coins and banknotes, and is essential for trade and economic activities in society.
Frequency#10130DifficultyHard
Cultural Note
In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.
Memory Tip
Imagine a 'huge bee' buzzing around with coins and bills instead of honey. The sound 'huo' sounds like 'huge', and 'bi' can remind you of 'bee'. Visualize this bee collecting and distributing money, representing currency.
Meanings of 货币
huòbì(huo4bi4)
1currency
2monetary
Exercise 1 of 2
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About 货币
货币Simplified
貨幣Traditional
—Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#10130Frequency Rank
HSK 2.0L6HSK 3.0L6AdvancedBCT✓CEFRC2
Podcast: 货币
Podcast: 货币
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AI Study Notes for 货币
Quick Contrast
现金 (xiànjīn) - use 货币 (huòbì) for a broader, formal reference to all types of currency, while 现金 (xiànjīn) specifically refers to cash.
Memory Mnemonic
Imagine a 'huge bee' buzzing around with coins and bills instead of honey. The sound 'huo' sounds like 'huge', and 'bi' can remind you of 'bee'. Visualize this bee collecting and distributing money, representing currency.
Usage Notes
Be cautious with the pronunciation of '货币'; the tones are crucial for correct understanding. In formal contexts, you may encounter it in economic discussions or financial documents, whereas in informal contexts, people might simply say 钱 (qián) for money. Common collocations include 货币政策 (monetary policy) and 货币兑换 (currency exchange).
HSK Study Tips
As an HSK Level 6 word, 货币 connects with other finance-related vocabulary like 经济 (economy) and 市场 (market). Students should focus on understanding its usage in economic contexts and practice constructing sentences that involve monetary transactions.
Cultural Note
In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.
Common Mistakes
Learners often confuse 货币 with 钱, thinking they are interchangeable, but 货币 is more formal. For example, saying '我需要货币' (I need currency) in a casual context might sound strange; instead, use '我需要钱'.
AI-enhanced 2026-03-24
Pronunciation of 货币
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Grammar Patterns of 货币
货币 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
西班牙的当务之急是签署《欧洲经济和____联盟条约》。
Spain's top priority is the signing of an EMU treaty.
Example Sentences for 货币 (10)
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1
西班牙的当务之急是签署《欧洲经济和货币联盟条约》。
xī bān yá de dāng wù zhī jí shì qiān shǔ《 《 ōu zhōu jīng jì hé huò bì lián méng tiáo》。
Spain's top priority is the signing of an EMU treaty.
2
通货膨胀使得卢布变成了毫无价值的货币。
tōng huò péng zhàng shǐ dé lú bù biàn chéng le háo wú jià zhí de huò bì。
Inflation has turned the rouble into a toytown currency.
Margaret Thatcher's espousal of monetarism eventually brought inflation down in the early 1980s.
Cultural Notes for 货币
🏮Cultural insight
In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.
Frequently Asked Questions about 货币
货币 refers to the formal concept of currency used in economic transactions, while 钱 is a more general term for money that can refer to both currency and informal money.
Yes, in modern discussions, 货币 can also encompass digital currencies, although traditional forms are more commonly implied.
It is used in formal settings, but in casual conversations, people tend to use 钱 instead.