Listen to the audio pronunciation 3 times to gain XP
March 24, 2026
担保(擔保)dānbǎo(dan1bao3)
The term 担保 (dān bǎo) means to guarantee or vouch for something, often in the context of financial transactions or agreements. It implies a promise that one will take responsibility for another's obligations or debts. This word is frequently used in legal and business settings, where trust and assurance are paramount.
Frequency#6179DifficultyMedium
Cultural Note
In Chinese culture, trust and personal relationships play a crucial role in business dealings. The concept of 担保 is significant, as it reflects the importance of personal responsibility and honor in maintaining social and economic ties.
Memory Tip
Imagine a sturdy '担' (dān) that carries the weight of responsibility and a '保' (bǎo) that wraps it safely. Visualize a person vouching for a friend at a bank, where their assurance acts as a protective barrier, ensuring that the friend will uphold their commitments.
Meanings of 担保
dānbǎo(dan1bao3)
1to guarantee
2to vouch for
Exercise 1 of 2
Listen & Choose the Meaning
Choose the correct answer:
About 担保
担保Simplified
擔保Traditional
—Strokes
—Radical
动词dòngcíverb (v.)Part of Speech
#6179Frequency Rank
HSK 2.0L6HSK 3.0L7IntermediateTOCFLL4HSKKL2CEFRB1
Podcast: 担保
Podcast: 担保
Listen to Jason & Amy break down this word for you
New here?
AI Study Notes for 担保
Quick Contrast
担保 (dānbǎo) vs 保证 (bǎozhèng) — use 担保 when emphasizing responsibility for another's obligations, while 保证 focuses more on providing assurance or a promise.
Memory Mnemonic
Imagine a sturdy '担' (dān) that carries the weight of responsibility and a '保' (bǎo) that wraps it safely. Visualize a person vouching for a friend at a bank, where their assurance acts as a protective barrier, ensuring that the friend will uphold their commitments.
Usage Notes
Learners often confuse 担保 with the similar-sounding 保证 (bǎo zhèng), which also means to guarantee but can imply a more formal commitment. It's important to use 担保 in contexts where you are personally vouching for someone else, rather than just making a general promise. Additionally, be mindful of the tone; the first tone (dān) and the third tone (bǎo) must be pronounced correctly to convey the right meaning.
HSK Study Tips
As an HSK Level 6 word, 担保 connects with other terms related to finance and legal matters, such as 贷款 (dài kuǎn - loan) and 合同 (hé tóng - contract). Students should focus on understanding its usage in contracts and negotiations, as well as its implications in personal and professional relationships.
Cultural Note
In Chinese culture, trust and personal relationships play a crucial role in business dealings. The concept of 担保 is significant, as it reflects the importance of personal responsibility and honor in maintaining social and economic ties.
Common Mistakes
Learners may mistakenly use 担保 in contexts where 保证 would be more appropriate, such as making general promises. For example, saying '我担保我会来' (I guarantee I will come) should be corrected to '我保证我会来' (I promise I will come).
AI-enhanced 2026-03-24
Pronunciation of 担保
Premium — Locked
AI tone practice
Pro
Drill the tone of 担保 with AI-powered exercises, get instant feedback, and earn XP toward mastery. Interactive tone practice is part of Pro.
New here? to save your writing progress and earn XP.
Practice writing 担保 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.
Write correctly 3 times to earn XP
Grammar Patterns of 担保
担保 functions as a verb — the action or state of the sentence. The Chinese order is Subject + Verb + Object (我吃饭). Negate it with 不 (habitual / future) or 没(有) (completed action). Add aspect markers like 了, 过, 着 directly after the verb. It carries 2 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
买方在付现之前可能要求提供进一步的____。
Buyers might require further assurances before parting with their cash.
Example Sentences for 担保 (7)
Listen to all sentences once to receive XP
1
买方在付现之前可能要求提供进一步的担保。
mǎi fāng zài fù xiàn zhī qián kě néng yào qiú tí gōng jìn yī bù de dān bǎo。
Buyers might require further assurances before parting with their cash.
2
金的母亲同意为玛丽亚担保，好让她找份工作。
jīn de mǔ qīn tóng yì wéi mǎ lì yà dān bǎo， ， hǎo ràng tā zhǎo fèn gōng。
Kim's mother agreed to vouch for Maria and get her a job.
3
我们能提供数额从500英镑到7,500英镑的无担保贷款。
wǒ mén néng tí gōng shù é cóng500 500 yīng bàng7,500 dào 7,500 yīng bàng de wú dān bǎo。
We can arrange unsecured loans for any amount from £500 to £7,
4
他们问我是否愿意为他作担保.
tā mén wèn wǒ shì fǒu yuàn yì wéi tā zuò dān bǎo.
They asked whether I was prepared to vouch for him.
Tom isn't a bad hand , now , at explaining Scripture, I'll dare swear.
7
由于无力偿还1.14亿英镑的贷款担保，他被宣布破产。
yóu yú wú lì cháng huán1.14 1.14 yì yīng bàng de dài kuǎn dān， bǎo ， tā bèi xuān bù。
He was declared bankrupt after failing to pay a £114m loan guarantee.
Cultural Notes for 担保
🏮Cultural insight
In Chinese culture, trust and personal relationships play a crucial role in business dealings. The concept of 担保 is significant, as it reflects the importance of personal responsibility and honor in maintaining social and economic ties.
Frequently Asked Questions about 担保
While it can be used in everyday contexts, it is primarily employed in formal situations, such as legal or financial discussions.
No, it can also refer to personal guarantees in various situations, such as vouching for a friend's character.
担保 means to guarantee, while 担任 (dān rèn) means to hold or assume a position or responsibility.
