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March 24, 2026
基金jījīn(ji1jin1)
基金 (jī jīn) refers to a fund, typically a pool of money set aside for a specific purpose such as investment or charity. It is commonly used in financial contexts, including mutual funds, pension funds, and various investment vehicles. Understanding this term is essential for navigating discussions about finance and investments in Chinese.
Frequency#3309DifficultyHard
Cultural Note
In Chinese culture, the concept of a fund often relates to collective investment strategies, reflecting a communal approach to wealth management that contrasts with more individualistic Western practices. This is particularly seen in the rise of mutual funds in China as a way to mobilize savings.
Memory Tip
Imagine a giant '基' (foundation) built on a mountain of gold coins, representing a solid base where wealth accumulates. The character '金' (gold) reinforces the idea of money, while '基' suggests the foundation on which this wealth is built. Together, they create a vivid image of a financial fund.
Meanings of 基金
jījīn(ji1jin1)
1fund
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About 基金
基金Simplified
—Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#3309Frequency Rank
HSK 2.0L6HSK 3.0L6IntermediateHSKKL3CEFRB2
Podcast: 基金
Podcast: 基金
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AI Study Notes for 基金
Quick Contrast
投资基金 (tóuzī jījīn) vs 共同基金 (gòngtóng jījīn) — use 投资基金 for funds focused on investment strategies, while 共同基金 refers specifically to mutual funds that pool money from multiple investors.
Memory Mnemonic
Imagine a giant '基' (foundation) built on a mountain of gold coins, representing a solid base where wealth accumulates. The character '金' (gold) reinforces the idea of money, while '基' suggests the foundation on which this wealth is built. Together, they create a vivid image of a financial fund.
Usage Notes
Be careful not to confuse 基金 with similar terms like 资金 (zī jīn), which means capital or funds in a broader sense. 基金 is more specific to investment contexts. It is predominantly used in formal settings, such as finance and economics, so ensure your tone matches this context.
HSK Study Tips
As an HSK Level 6 word, 基金 connects to other financial vocabulary like 投资 (tóu zī, investment) and 资本 (zī běn, capital). Students should focus on using it in context, especially in discussions about finance, to build familiarity with related terms.
Cultural Note
In Chinese culture, the concept of a fund often relates to collective investment strategies, reflecting a communal approach to wealth management that contrasts with more individualistic Western practices. This is particularly seen in the rise of mutual funds in China as a way to mobilize savings.
Common Mistakes
Learners often confuse 基金 with 资金; for example, saying '我想投资资金' (wǒ xiǎng tóu zī zī jīn) instead of '我想投资基金' (wǒ xiǎng tóu zī jī jīn). Remember that 基金 is specific to funds used for investment purposes.
AI-enhanced 2026-03-24
Pronunciation of 基金
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Grammar Patterns of 基金
基金 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
他被指控滥用秘密的政府行贿____，金额达1,750万美元。
He's accused of misusing $5 million from a secret government slush fund.
Example Sentences for 基金 (10)
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1
他被指控滥用秘密的政府行贿基金，金额达1,750万美元。
tā bèi zhǐ kòng làn yòng mì mì de zhèng fǔ háng huì jī jīn， ， jīn é1,750 dá 1,750 wàn。
He's accused of misusing $5 million from a secret government slush fund.
Everbright Pramerica Fund Management Company fund managers such as Shuai.
Cultural Notes for 基金
🏮Cultural insight
In Chinese culture, the concept of a fund often relates to collective investment strategies, reflecting a communal approach to wealth management that contrasts with more individualistic Western practices. This is particularly seen in the rise of mutual funds in China as a way to mobilize savings.
Frequently Asked Questions about 基金
In China, there are various types of 基金, including mutual funds, bond funds, and index funds, each serving different investment strategies.
While 基金 is not commonly used in casual conversations, it is frequently discussed in business and financial contexts.
Use 基金 when referring specifically to investment funds, while 资金 is more general and refers to available capital.
