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March 24, 2026
资金(資金)zījīn(zi1jin1)
资金 refers to financial resources or capital available for investment or expenditure. It is commonly used in business, finance, and economics contexts to discuss available funds for projects or operations.
Frequency#3261DifficultyMedium
Cultural Note
In Chinese culture, the concept of funding and capital is closely tied to entrepreneurship, especially in the context of the rapid economic development seen in recent decades. Understanding 资金 is essential for engaging in modern business discussions in China.
Memory Tip
Imagine a 'zi' (子) with a pile of 'jin' (金) coins, representing the funds he has. The character 资金 combines 子 (child) and 金 (gold), suggesting that money is often viewed as a 'child' that needs nurturing to grow.
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AI Study Notes for 资金
Quick Contrast
资金 (zījīn) vs 资本 (zīběn) — use 资金 for available funds, while 资本 refers to the concept of capital in a broader economic sense.
Memory Mnemonic
Imagine a 'zi' (子) with a pile of 'jin' (金) coins, representing the funds he has. The character 资金 combines 子 (child) and 金 (gold), suggesting that money is often viewed as a 'child' that needs nurturing to grow.
Usage Notes
Be mindful that 资金 is often used in formal contexts, such as financial reports or business discussions. A common mistake is to confuse it with 钱 (qián), which is more general for 'money'. Use 资金 specifically when discussing funding sources.
HSK Study Tips
As an HSK Level 5 word, 资金 connects with other financial terms like 投资 (tóu zī, investment) and 预算 (yù suàn, budget). Focus on how it is used in sentences related to finance to build contextual understanding.
Cultural Note
In Chinese culture, the concept of funding and capital is closely tied to entrepreneurship, especially in the context of the rapid economic development seen in recent decades. Understanding 资金 is essential for engaging in modern business discussions in China.
Common Mistakes
Learners often misuse 资金 when discussing personal finances, where 钱 would be more appropriate. For example, saying '我需要资金买菜' (I need funds to buy groceries) is incorrect; you should say '我需要钱买菜'.
AI-enhanced 2026-03-24
Pronunciation of 资金
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Grammar Patterns of 资金
资金 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
More cash will be saved by shutting studios and selling outside-broadcast vehicles.
Cultural Notes for 资金
🏮Cultural insight
In Chinese culture, the concept of funding and capital is closely tied to entrepreneurship, especially in the context of the rapid economic development seen in recent decades. Understanding 资金 is essential for engaging in modern business discussions in China.
Frequently Asked Questions about 资金
You can say, '我们需要更多的资金来完成这个项目。' (We need more funding to complete this project.)
Not typically; it’s more common in formal business contexts.
资金 refers specifically to funds or capital for investment, while 钱 is a general term for money.
