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March 24, 2026
支票zhīpiào(zhi1piao4)
The term 支票 (zhīpiào) refers to a check or cheque, a written order directing a bank to pay a specified amount from one account to another. It is commonly used in financial transactions, especially in business dealings where cash is not preferred. Understanding how to use checks is crucial for managing finances effectively in a Chinese-speaking context.
Frequency#2024DifficultyHard
Cultural Note
In China, checks are less commonly used than in some Western countries, with mobile payment methods like WeChat Pay and Alipay being predominant. However, understanding checks is still important for formal business transactions.
Memory Tip
Think of 支 (zhī) as a hand 'supporting' or 'holding up' a payment, and 票 (piào) as a ticket or voucher. Visualize handing over a ticket to a bank, signaling that money will 'support' the transaction, making it easy to remember both the meaning and pronunciation.
Meanings of 支票
zhīpiào(zhi1piao4)
1check (bank)
2cheque
Exercise 1 of 2
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About 支票
支票Simplified
—Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#2024Frequency Rank
本Measure Word
HSK 2.0L5HSK 3.0L7AdvancedBCT✓CEFRC2
Podcast: 支票
Podcast: 支票
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AI Study Notes for 支票
Quick Contrast
汇票 (huìpiào) - use 支票 for personal payments; use 汇票 for commercial transactions or international payments.
Memory Mnemonic
Think of 支 (zhī) as a hand 'supporting' or 'holding up' a payment, and 票 (piào) as a ticket or voucher. Visualize handing over a ticket to a bank, signaling that money will 'support' the transaction, making it easy to remember both the meaning and pronunciation.
Usage Notes
Learners often confuse 支票 with 现金 (xiànjīn), meaning cash; remember that a check is not immediate money but a promise to pay. It is used in both formal and informal contexts, particularly in business. Be careful with the tone: 支票 has the first tone for 支 and the fourth tone for 票.
HSK Study Tips
As an HSK Level 5 vocabulary, 支票 connects with other financial terms like 银行 (yínháng, bank) and 付款 (fùkuǎn, payment). Focus on understanding its usage in sentences related to banking and payments to enhance your vocabulary retention.
Cultural Note
In China, checks are less commonly used than in some Western countries, with mobile payment methods like WeChat Pay and Alipay being predominant. However, understanding checks is still important for formal business transactions.
Common Mistakes
Learners often mistakenly use 支票 in contexts where 现金 should be used, leading to confusion about payment methods. For example, saying '我用支票付款' (I pay with a check) is incorrect if referring to a cash transaction. Instead, use 现金 in those cases.
AI-enhanced 2026-03-24
Pronunciation of 支票
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Grammar Patterns of 支票
支票 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 2 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
他靠每周领取的作为病残养老金的直接转账救济____过日子。
He lived on an invalidity pension which came as a weekly giro.
Example Sentences for 支票 (10)
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1
他靠每周领取的作为病残养老金的直接转账救济支票过日子。
tā kào měi zhōu lǐng qǔ de zuò wéi bìng cán yǎng lǎo jīn de zhí jiē zhuǎn zhàng jiù jì zhī piào guò rì zǐ。
He lived on an invalidity pension which came as a weekly giro.
2
领款人必须在支票上背书。
lǐng kuǎn rén bì xū zài zhī piào shàng bèi shū。
The payee of the cheque must endorse the cheque.
3
然后我想起了那张支票，这让我精神大振。
rán hòu wǒ xiǎng qǐ le nà zhāng zhī piào， ， zhè ràng wǒ jīng shén dà。
Then I remembered the cheque, which cheered me up.
4
那张20美元的支票正好派上了用场。
nà zhāng20 20 měi yuán de zhī piào zhèng hǎo pài shàng le yòng。
The $20 check came in very handy.
5
你收到我寄给你的那张支票了吗？
nǐ shōu dào wǒ jì gěi nǐ de nà zhāng zhī piào le ma？
Cut out the coupon and send those cheques off today.
10
我们径直到房地产经纪人那里开了一张支票。
wǒ mén jìng zhí dào fáng dì chǎn jīng jì rén nà lǐ kāi le yī zhāng zhī piào。
We went straight to the estate agent and wrote out a cheque.
Cultural Notes for 支票
🏮Cultural insight
In China, checks are less commonly used than in some Western countries, with mobile payment methods like WeChat Pay and Alipay being predominant. However, understanding checks is still important for formal business transactions.
Frequently Asked Questions about 支票
支票 is a written document that authorizes payment from a bank account, while 现金 refers to physical cash.
Yes, but it is more commonly used in business contexts.
You need to include the date, the amount in numbers and words, the payee's name, and your signature.
