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March 24, 2026
金融jīnróng(jin1rong2)
金融 refers to the field of finance and banking, encompassing activities related to money management, investment, and financial services. It is commonly used in contexts involving economic discussions, business operations, and investment strategies.
Frequency#7374DifficultyHard
Cultural Note
In Chinese culture, financial literacy and understanding money management are increasingly emphasized, especially in the context of rapid economic growth. The term 金融 reflects the importance of finance in modern Chinese society and its integration into global markets.
Memory Tip
Imagine a golden '金' (jīn) coin that represents wealth and '融' (róng) as melting money, combining to create a flow of financial resources. Picture a bustling bank where gold coins are melting into investments, creating a vibrant financial landscape.
Meanings of 金融
jīnróng(jin1rong2)
1banking
2finance
Exercise 1 of 2
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About 金融
金融Simplified
—Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#7374Frequency Rank
HSK 2.0L6HSK 3.0L6IntermediateHSKKL3BCT✓CEFRC1
Podcast: 金融
Podcast: 金融
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AI Study Notes for 金融
Quick Contrast
金融 (finance) vs 经济 (economy) — use 金融 when discussing specific financial activities or services, while 经济 refers to the broader economic system.
Memory Mnemonic
Imagine a golden '金' (jīn) coin that represents wealth and '融' (róng) as melting money, combining to create a flow of financial resources. Picture a bustling bank where gold coins are melting into investments, creating a vibrant financial landscape.
Usage Notes
Be cautious with the tone when pronouncing '金融' (jīn róng) since incorrect tones may lead to misunderstandings. It is typically used in formal contexts, especially in business and academic discussions, and often collocates with terms like '市场' (market) and '投资' (investment).
HSK Study Tips
As an HSK Level 6 word, 金融 is crucial for advanced learners focusing on business and economics. Students should focus on its usage in compound words and phrases commonly found in financial literature and discussions.
Cultural Note
In Chinese culture, financial literacy and understanding money management are increasingly emphasized, especially in the context of rapid economic growth. The term 金融 reflects the importance of finance in modern Chinese society and its integration into global markets.
Common Mistakes
Learners often confuse 金融 (jīn róng) with 财务 (cái wù), mistakenly using them interchangeably. For example, saying '我研究财务' (wǒ yán jiū cái wù) when they mean to say '我研究金融' (wǒ yán jiū jīn róng) can lead to miscommunication.
AI-enhanced 2026-03-24
Pronunciation of 金融
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Grammar Patterns of 金融
金融 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
在20世纪80年代，世界____体系变得更加开放。
During the 1980s the world's financial systems became more open.
Housing finance is less developed in continental Europe.
Cultural Notes for 金融
🏮Cultural insight
In Chinese culture, financial literacy and understanding money management are increasingly emphasized, especially in the context of rapid economic growth. The term 金融 reflects the importance of finance in modern Chinese society and its integration into global markets.
🌏Cross-cultural Insight
In Western cultures, finance often emphasizes individual investment strategies, while in China, there's a strong focus on collective economic growth and government involvement in financial systems.
Frequently Asked Questions about 金融
金融 (jīn róng) refers to finance in a broader sense, including banking and investment, while 财务 (cái wù) specifically pertains to financial management and accounting within an organization.
While 金融 is often used in corporate or macroeconomic contexts, you can use it to discuss personal finance, but 财务 would be more appropriate.
Primarily, yes. 金融 is most relevant in business, economics, and financial discussions, but it can also appear in educational contexts.
