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March 24, 2026
账户(賬戶)zhànghù(zhang4hu4)
账户 refers to an account, typically in a banking context or online services. It is used when discussing financial transactions, online registrations, or digital services where personal information is stored.
Frequency#4179DifficultyHard
Cultural Note
In China, the efficiency and accessibility of online banking have made 账户 management a vital part of daily life, with mobile payment apps like WeChat Pay and Alipay being ubiquitous for transactions.
Memory Tip
Think of 账 (zhàng), meaning 'account,' as a ledger or record of your financial activities, while 户 (hù) suggests a household or a place where these activities are centered. Imagine a household ledger where you keep track of all your financial dealings.
Meanings of 账户
zhànghù(zhang4hu4)
1bank account
2online account
Exercise 1 of 2
Listen & Choose the Meaning
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About 账户
账户Simplified
賬戶Traditional
—Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#4179Frequency Rank
HSK 2.0L5HSK 3.0L5IntermediateHSKKL3BCT✓CEFRC1
Podcast: 账户
Podcast: 账户
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AI Study Notes for 账户
Quick Contrast
账户 (zhànghù) vs 账单 (zhàngdān) — use 账户 for the concept of an account, while 账单 refers specifically to a bill or invoice.
Memory Mnemonic
Think of 账 (zhàng), meaning 'account,' as a ledger or record of your financial activities, while 户 (hù) suggests a household or a place where these activities are centered. Imagine a household ledger where you keep track of all your financial dealings.
Usage Notes
This term is commonly used in both formal and informal contexts, especially in banking and online environments. Be careful with the tones; mispronouncing 账户 can lead to confusion with similar-sounding words. Common collocations include 银行账户 (yín háng zhàng hù - bank account) and 在线账户 (zài xiàn zhàng hù - online account).
HSK Study Tips
As an HSK Level 5 word, 账户 connects with other financial vocabulary such as 资金 (zī jīn - funds) and 支出 (zhī chū - expenditure). Students should focus on understanding its use in various contexts, such as banking and online platforms.
Cultural Note
In China, the efficiency and accessibility of online banking have made 账户 management a vital part of daily life, with mobile payment apps like WeChat Pay and Alipay being ubiquitous for transactions.
Common Mistakes
Learners often confuse 账户 with 账目 (zhàng mù - accounts, entries) or 帐户 (zhàng hù - account) due to similar meanings. Remember that 账户 is more commonly used for both banking and online accounts, while 帐户 can feel more formal or outdated.
AI-enhanced 2026-03-24
Pronunciation of 账户
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Grammar Patterns of 账户
账户 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 2 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
请查一下我的____余额。
I'd like to check the balance in my account please.
Example Sentences for 账户 (10)
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1
请查一下我的账户余额。
qǐng chá yī xià wǒ de zhàng hù yú é。
I'd like to check the balance in my account please.
2
他们把国外救济金非法转入了个人银行账户。
tā mén bǎ guó wài jiù jì jīn fēi fǎ zhuǎn rù le gè rén yín háng zhàng hù。
They siphon foreign aid money into their personal bank accounts.
3
调查人员说有近10万美元汇入了嫌疑人的银行账户。
tiáo chá rén yuán shuō yǒu jìn10 10 wàn měi yuán huì rù le xián yí rén de yín háng zhàng。
Investigators say nearly $100,000 was wired into the suspect's bank accounts.
Interest is calculated daily and credited once a year, on 1 April.
Cultural Notes for 账户
🏮Cultural insight
In China, the efficiency and accessibility of online banking have made 账户 management a vital part of daily life, with mobile payment apps like WeChat Pay and Alipay being ubiquitous for transactions.
Frequently Asked Questions about 账户
Both terms refer to 'account' but 账户 is more commonly used in modern contexts, while 帐户 is often seen in traditional texts.
Yes, 账户 can refer to any type of account, including social media or online service accounts.
银行账户 specifically refers to a bank account, while 个人账户 can refer to a personal account in any context, including online services.
